Banking law is one of the niche areas in which our law firm has extensive experience. Our expertise in assisting banks, financial intermediaries (intermediari finanziari) covers all complex aspects to ensure comprehensive, prompt, and effective legal support.
The regulatory landscape concerning the banking industry is constantly evolving. Boards of directors of banks, payment institutions, and financial intermediaries must address more complex issues than ever before in order to make informed decisions and reduce the risk of legal violations. Ensuring effective compliance with regulations has long become a priority for regulated entities.
The lawyers at Princivalle Apruzzi Danielli Law Firm assist in achieving high levels of compliance with banking regulations for small banks, financial intermediaries (intermediari finanziari), payment institutions, and their distribution networks, including:
The Firm’s banking law department has handled bond issuances, loan agreements, consumers loans, credit assignments (cessioni di credito), as well as ensuring compliance with ancillary regulations on the transparency of banking services. Additionally, they address legal aspects related to usury and anti-money laundering.
In the case of disputes, Princivalle Apruzzi Danielli lawyers represent clients in debt recovery, disputes between principal and agent, and cases before the Banking and Financial Ombudsman.
In the field of insurance law, Princivalle Apruzzi Danielli Law Firm assists both insurance companies and intermediaries, such as agents and brokers, in complying with the provisions of the Italian Private Insurance Code (CAP) and IVASS regulations. This includes the area of distribution of insurance products linked to credit products.
The firm has assisted financial intermediaries (intermediari finanziari), agents, and brokers in preparing responses to findings notified by supervisory authorities following inspections and audits, concerning of compliance, transparency regulations, as well as anti-money laundering obligations. In general, the firm’s consultancy services support clients in managing all relationships with regulatory authorities.
Princivalle Apruzzi Danielli lawyers can provide legal assistance to clients in procedures for registration in the registers and lists of financial intermediaries, credit agents, credit brokers, insurance agents, and insurance brokers, with institutional counterparts such as:
Business clients dealing with international trade frequently asked us whether an independent bank guarantee issued under the URDG 758 (the ICC Uniform Rules for Demand Guarantees 2010) is valid, binding and enforceable under the Italian law or not and, if not, whether and how it can be amended in order to ensure it is valid, binding and enforceable as an independent bank guarantee under the Italian law.